Need home repairs in Montclair? This program could help you
MONTCLAIR, NJ — Low- and moderate-income Montclair homeowners may be eligible for repairs of up to $24,000 through a municipal program, officials announced recently.
Last week, city officials issued a reminder to local property owners regarding Montclair’s home improvement program. Learn more here.
“If you live in Montclair, own your home, and your total gross annual household income is below the income limit for your household size, you may be eligible to participate in the Home Improvement Program. Montclair Habitat If your home is in need of major system repairs or replacement, such as roof, electrical, heating, plumbing, windows, etc., you may be able to get up to $24,000 for home improvements through the program.
Town of Montclair officials said the home improvement program was created to help eligible low- and middle-income households repair or replace major home systems (such as a roof or system heater) to correct health, safety and substandard code conditions inside and out. .
Funds can only be used for work and repairs necessary to bring the home code up to standard, save energy, and eliminate health and/or safety hazards. In order to qualify to participate in the program, at least one of the following major systems must be in need of replacement or major repair:
- Plumbing (including sanitary plumbing and replacement of lead, galvanized steel and brass water service lines)
- Supporting structural systems
- Weatherization (windows, door, insulation)
Eligibility requirements include:
- You must own a residential property and provide a copy of the registered deed
- Property taxes and, if applicable, the mortgage must be paid up to date before the application
- You must have home insurance
The combined annual gross household income must be less than the maximum income amount listed for your household size. The income limits, which are updated annually, are as follows for 2022:
- Household size from 1 – 60 $265
- Household size of 2 – $68,874
- Household size of 3 – $77,483
- Household size of 4 – $86,092
- Household size of 5 – $92,980
- Household size of 6 – $99,867
- Household size of 7 – $106,754
- Household size of 8 – $113,642
“If there are any repairs or renovations currently being undertaken on your home by others or by yourself, or carried out within the past few years that require or have required municipal permits, the work must be completed and the permits closed before applying to the program,” the municipal website states.
“There is no fee to apply and applying for this program does not affect your credit score. Funds are provided as a ten-year interest-free (0%) forgivable loan. There are no monthly payments and the loan is canceled if the owner maintains title and occupancy for a period of ten years.A professional inspector monitors the process.
To apply, submit a pre-application from the following link: Home Improvement Program Pre-Application or contact the Case Manager at [email protected]
Those with questions or who do not have internet access can call the program representative at 609-664-2781. Financing is also available for rental properties; owners must ask for conditions.
The program is sponsored by the Township of Montclair and is funded by development fees collected.
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